Empowering Homeowners
1. Allegiance Financial Incorporated (“Company,” “we,” “our,” or “us”) is committed to protecting your privacy and safeguarding the personal information you provide. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website or use our mortgage services.
We comply with all applicable federal and state privacy laws, including the California Consumer Privacy Act (CCPA/CPRA), the Gramm-Leach-Bliley Act (GLBA), and regulations enforced by the California Department of Financial Protection and Innovation (DFPI).By accessing this website, you consent to the practices described in this Privacy Policy.
2. Information We Collect
We collect the following categories of personal information:
A. Information You Provide Directly
Full name
Email address
Phone number
Mailing address
Social Security number (for loan applications)
Income, employment, and financial information
Mortgage goals and property information
Documents uploaded for loan processing
B. Information Collected Automatically
IP address
Browser type and device information
Pages visited and time spent on the website
Cookies and tracking technologies
C. Information from Third Parties
Credit reporting agencies
Loan application platforms
Public databases
Employers or financial institutions (with authorization)
3. How We Use Your Information
We use personal information to:
Evaluate mortgage eligibility
Process loan applications
Communicate with you about your inquiries
Verify identity and prevent fraud
Comply with legal and regulatory requirements
Improve website functionality and user experience
Provide required disclosures and documentation
4. How We Share Your Information
We may share your information only as permitted by federal and state law:
A. With Your Authorization
Lenders
Loan processors
Appraisal companies
Credit agencies
B. Without Your Authorization (as permitted by GLBA)
Regulatory agencies (e.g., DFPI, NMLS, CFPB)
Compliance auditors
Service providers assisting with operations
Fraud prevention partners
We do not sell personal information under any circumstances.
5. CCPA / CPRA Rights for California Residents
If you reside in California, you have the following rights:
A. Right to Know
You may request details about the personal information we collect, use, and disclose.
B. Right to Delete
You may request deletion of your personal information, subject to GLBA exceptions (e.g., legal retention requirements for mortgage files).
C. Right to Correct
You may request corrections to inaccurate personal information.
D. Right to Opt-Out of Sale or Sharing
We do not sell or share personal information as defined by CCPA/CPRA.
E. Right to Non-Discrimination
We will not discriminate against you for exercising your privacy rights.
How to Submit CCPA Requests
California residents may submit requests by contacting us at:
📧 [Insert Company Email]
📞 [Insert Phone Number]
We will verify your identity before fulfilling any request.
6. Cookies and Tracking Technologies
Our website uses cookies to:
Improve website performance
Analyze site traffic
Personalize content
Secure online forms
By continuing to browse, you consent to our Cookie Policy.
You may disable cookies in your browser settings.
7. Data Security
We implement administrative, technical, and physical safeguards to protect your information, including:
Encryption
Secure servers
Restricted access controls
Compliance monitoring
No method of electronic transmission is 100% secure, but we follow all industry standards for mortgage data protection.
8. Children’s Privacy
We do not knowingly collect information from individuals under 18 years old.
9. Third-Party Links
Our website may contain links to external websites. We are not responsible for their privacy practices.
10. Changes to This Privacy Policy
We may update this Privacy Policy as required by law or business practices. Updates will be posted with a new effective date.
11. Contact Information For questions about this Privacy Policy or your privacy rights, please contact:
Allegiance Financial Incorporated
📍 [Insert Arizona Headquarters Address]
📞 [Insert Phone Number]📧 [Insert Email]